Mortgage loans, refinancing, and home purchase solutions tailored for Pennsylvania residents. Transparent, fast, and human.
closed loans in PA
client satisfaction
combined experience
Owner & Senior Loan Officer
Xanadu Home Loans is a Philadelphia-based mortgage boutique founded by Lara Mellott. We combine local market intelligence with national lending reach to offer competitive rates, clear communication, and closing on time.
Whether you are a first-time buyer, refinancing to lower your payment, or purchasing an investment property — we guide you through every step with transparency and speed.
From purchase to refinance — we have a program that fits your goals and your budget.
Competitive rates for primary homes, second homes, and investment properties. Pre-approval in 24 hours.
Lower your monthly payment, switch from ARM to fixed, or tap into your home equity for renovations or debt consolidation.
Government-backed loans with low down payment options. We simplify the paperwork and guide you through eligibility.
We are local. We answer the phone. We show up at your closing.
1833 Burning Memory Lane
Philadelphia, PA 19108
Mon–Fri 8:00 AM – 8:00 PM EST · Sat by appointment
We collect only the information needed to process your loan application. Your data is encrypted and never shared with third parties without your explicit consent. Effective: 2026
By using our website and services, you agree to provide accurate information. All loan offers are subject to credit approval and property appraisal. Version 2.4
Xanadu Home Loans is a licensed mortgage broker in the state of Pennsylvania. NMLS #41239. We do not originate loans in all states. PA only
California and EU residents have the right to access, correct, or delete their personal data. Requests are processed within 30 days. Data officer: Lara Mellott
Fill out the form or call us directly. We reply within 2 hours on business days.